Author Archive

Santa Monica Luxury Short Sale Specialists, Press Release

January 6, 2011

FOR IMMEDIATE RELEASE Santa Monica, California, United States of America (Free-Press-Release.com) January 4, 2011 — Santa Monica, CA (January 4, 2011) – Members of the Institute for Luxury Home Marketing, Short Sale Experts Kim & Kristine Halverson are beginning to sell multi-million dollar homes and estates through the short sale process. With extensive training, the real [...]

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Bank Of America Short Sales Approved, Without Recourse! SOLD!!

December 22, 2010

We successfully negotiated and closed 2 short sales with Bank Of America. Our Seller was so excited to finish this right before the holidays and New Year. Also, the funny thing is that after closing. Our buyer admitted that he did not believe the short sale would get approved for him to purchase. He had [...]

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How To Help Avoid Short Sale Negotiator Fraud.

October 14, 2010

I really wanted to share this information with you from a legal article with California Association Of Realtors.  I don’t know if you have heard any rumors about short sale fraud?  But, it’s definitely a concern for the banks.  It usually happens with third party negotiation companies.  Your real estate professional may unknowingly hire a [...]

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$79 Million Dollar Strategic Default, Mortgage Bankers Association

October 12, 2010

The Mortgage Bankers Association defaulted on their loan & walked away from it’s Headquarters in Washington DC. They purchased the building 3 years ago for $79 million dollars with 5% as a down payment. Sound familiar? Many homeowners over the past 3 years have had this same issue…with their HOME not office. They have felt [...]

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No Short Sale Deficiencies: Lender Cannot Pursue Deficiency Judgement

October 6, 2010

New California Law for 2011: No Short Sale Deficiencies: Starting January 1, 2011, a seller’s first trust deed lender cannot obtain a deficiency judgment against the seller after a short sale. Providing written consent to a short sale shall obligate the first trust deed lender to accept the sales proceeds as full payment and discharge [...]

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Comparing Impact Of Short Sale and Foreclosure To Homeowner’s Credit

September 28, 2010

Short Sale How short sale is reported will affect credit score. After short sale, lender can report as: 1. Paid in full – paid as agreed 2. Paid – settled 3. Paid – unrated If the owner is current with other payments, a short sale may only lower score by 50 points. Foreclosure 1. Can [...]

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Free Home Buying Webinar

September 19, 2010

Free Webinars On Home Buying, save time and gas watching these in the privacy of your home. A few of the classes: 20 Things You Must Know Before Buying a Home, and 10 Secrets to Sell Your Home Fast…Even in a Down Market!. Click on Crest For More Info:

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Foreclosure Alternatives, Good To Know…

August 30, 2010

It’s time to stop the foreclosure process. There are other options than foreclosure and we’re here to help you gain a better understanding. Protect your credit from futher degredation. Present a solution to your lender and negotiate favorable terms. Help minimize your debt obligations. Allow yourself and your family to get a fresh start. Expedite [...]

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Bank of America ‘Secret’ Mortgage Program | New BofA HPO Short Sale Program

August 7, 2010

I’m totally shocked at this news. I have been waiting a long time. So long that I actually gave up and was sarcastic whenever our clients and the media mentioned Mortagage help. However, I’m now starting to believe…and maybe they are too. It only makes sense to help homeowners that owe more than their home [...]

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Mortgage Defaults, Be Informed: State Limits On Deficiency Judgements

August 4, 2010

Here is a list state by state about deficiency judgements should your home go into foreclosure. Please be mindful that there are choices before facing foreclosure. Lenders tend to be forgiving with homeowners that have honestly tried other options. Another way to describe it is if you borrowed money from a friend or family member. [...]

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